The Charmer by Mandasue Heller

Maria Price has inherited a big house in the best part of Manchester, and more money that she could have ever dreamed. An orphan since 11, she thought she would never again have a family or security. Then she meets handsome, charming Joel Parry, and he just happens to need a place to stay. Before long, Joel has moved into Maria’s new house and has begun spending her money. But Joel is deep in Manchester’s drug scene, and his terrifying past is about to catch up with him—and the naïve girl who trusts him.